What Sumwick provides
Sumwick offers free calculators and guides for people who sell online or run a small business. They are for general information. By using the site you agree to these terms. If you do not agree, please do not use it.
Estimates, not professional advice
A result is an estimate from the numbers and assumptions you enter. It is not accounting, tax, legal, investment or financial advice, and it is not a recommendation of a price, a platform or a course of action. For decisions with real money or legal consequences, check with a qualified professional and with the platform or authority concerned.
Accuracy
I work to keep the calculators and pages correct. The editorial policy describes how, and the sources page shows where each figure comes from and when I last checked it. Even so:
- Companies change their fees and rules, sometimes without notice.
- A result is only as good as the numbers you enter.
- Mistakes are possible. If you find one, please tell me.
Before you rely on a figure, compare it with your own statements and with the platform's current published rules.
No warranty
Sumwick is provided "as is" and "as available", without promises of any kind that it is accurate, complete, always available or suited to your purpose.
Limit of responsibility
To the extent the law allows, I am not responsible for any loss or damage that results from using Sumwick or relying on it, including lost profit or a wrong business decision. Nothing in these terms removes any right or responsibility that the law does not allow to be removed.
Using the site
You are welcome to use the calculators for your own business, study or work. Please do not:
- try to disrupt, overload or break into the site,
- collect its pages automatically in large amounts,
- send spam or abusive messages through the contact form, or
- present Sumwick's work as your own.
I may block traffic that harms the site or other visitors.
Content and ownership
The text, design, images and code of Sumwick belong to Vivek Kumar, and all rights are reserved. You may quote a short extract if you credit Sumwick and link to the page. Formulas, definitions and facts are not owned by anyone, and you can use them freely. Names of platforms and products belong to their owners. Mentioning them does not mean they sponsor or endorse Sumwick.
Links to other websites
Sumwick links to other sites, such as official fee pages. I do not control them and am not responsible for what they say or do.
Your data
How the site handles data is explained on the privacy page.
Changes to these terms
The date at the top shows when this page last changed. If I change the terms in a way that matters, I will update the date. Using the site after a change means you accept the updated terms.